Barclaycard Credit Cards & Online Banking | Barclaycard ® – Credit Cards | Barclaycard Login | Manage your credit card account online – track account activity, make payments, transfer balances, and more. The Barclaycard is packed full of features. From easy ways to manage your account, to helpful ways to keep your account safe and secure and access to great entertainment benefits, they all come as standard.
A credit card can be a flexible way to borrow money. With the right credit card, you could take control of your finances, spread out the cost of the things you’d like to buy now, or earn rewards on your everyday spending. You’ll usually be charged interest on what you borrow, unless you clear your balance every month or have an interest-free offer.
Balance transfer credit cards
0% interest balance transfer credit cards: If you’re paying interest on other credit or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card.
Purchase credit cards
0% purchase credit cards: With a 0% purchase credit card you could spread the cost of your purchases and enjoy 0% interest for a set amount of time. It means you could buy what you need now and pay it back over time. To keep your 0% rate, just make sure you stay within your credit limit and make at least your minimum payment on time each month. It’s also important that you clear your balance in full after the interest-free period ends, or you’ll be charged interest.
Rewards credit cards
Rewards credit cards explained: With a Barclaycard rewards credit card, you’ll earn reward points for making everyday purchases on your card. You’ll then be able to redeem the points at a huge range of shops and on days out for the whole family. So whether you use your credit card to pay for your morning coffee or treat yourself to something special – you could enjoy heaps of rewards just for using your Barclaycard rewards credit card.
Credit building credit cards
Credit building credit cards explained: If you’re looking for your first credit card or you’ve got limited credit history, our credit building credit cards could help you gradually build your credit rating. It’s just important that you understand how they work. If you manage your account well, by doing things like staying within your credit limit and making at least the minimum payment each month, you can improve your credit rating over time. But if you don’t manage your account properly, you could harm your rating.
Barclaycard, part of Barclays Retail and Business Banking, is a global payment business. The Barclaycard was the first credit card introduced in the United Kingdom, coming into service in 1966. It enjoyed a monopoly until the introduction of the Access card in 1972. The ‘Barclaycard’ was not the first payment card to be issued in the United Kingdom though, Diners Club and American Express launched their charge cards in 1962 and 1963 respectively. At the time American Express was seen as Barclaycard’s main competitor. Barclaycard later became part of the Visa network but now offer MasterCard, Visa and American Express versions. As of May 2016, Barclaycard remains one of Europe’s leading credit card issuers with over 10 million customers in the UK. Barclaycard’s main offices are inNorthampton, along with several floors at Barclays’ corporate headquarters, One Churchill Place in Canary Wharf, London.